Sbnaselflndr Credit Report (2024)

1. Who is Sunrise Banks? - Self

  • 26 apr 2022 · If you have the Self Credit Builder Account, you may see the entry on your credit report as "SBNASELFLNDR" or "SBNA SELF." The "SBNA" is a ...

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2. Credit Builder: Build Credit & Add to Your Savings with Self

  • How to Build Credit · How Credit Works · What Is A Credit Builder Loan · Pricing

  • Build your credit with Self's Credit Builder Account & secured Self Visa® Credit Card. Ideal for credit building, no hard check, & reports to all three bureaus.

3. Credit Builder Disclosure - Sunrise Banks

4. Sunrise Bank Self Lender -- what is this?? - myFICO® Forums - 6612553

  • 7 nov 2022 · I have a new account showing up on my report, from "Sunrise La" also identified as "Sunrise Bank Self Lender." It's for - 6612553.

  • I have a new account showing up on my report, from "Sunrise La" also identified as "Sunrise Bank Self Lender." It's for a purported $724 installment loan, says it's $35/month and I allegedly made a payment already. I have no recollection of this or how it would show up and the number listed on my re...

5. Self Credit Builder Loans Guide - NerdWallet

  • 7 mrt 2023 · Self reports your payments to the three major credit bureaus, Equifax, Experian and TransUnion. Any late payments will hurt the credit you are ...

  • Self, formerly Self Lender, offers credit-builder loans to help launch or rebuild credit. The loans can be obtained without a credit check or money upfront.

6. How To Use The Self-Credit Builder Account With Secured Visa - Bankrate

  • 8 dec 2023 · Boosts your credit score by reporting a credit mix · No credit history required · Self's CD account earns interest · No security deposit required.

  • The Self-Credit Builder Account with Secured Visa is an excellent tool to boost your credit score — but with an annual fee and finance charges.

7. Contact Support

  • How to report your credit card as lost or stolen Dec 16, 2022; How do I cancel my Self Visa® Credit Card account? Apr 05, 2023; How do I request a new card ...

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8. Self: Paving the Way to a Healthier Credit Score - Sunrise Banks

  • 22 aug 2019 · * The money is not given to clients up front. Each month during the loan, the client's payment history is reported to all three major credit ...

  • Self is an alternative to predatory lending options, and has created roughly 320,000 credit-builder accounts since the company started four years ago.

Sbnaselflndr Credit Report (2024)


What is SBNaselflndr on my credit report? ›

If you have the Self Credit Builder Account, you may see the entry on your credit report as "SBNASELFLNDR" or "SBNA SELF." The "SBNA" is a placeholder for Sunrise Banks, NA.

How accurate is a self-lender credit score? ›

The free score from Self is not calculated by FICO, so while it's not a false score, it's not the score that most lenders will use to judge whether or not you're credit worthy. The credit score that Self uses is VantageScore 3.0 credit score from Experian/CSID.

What credit score does a self-lender use? ›

Some lenders even use their own scoring models. So if you see one score on your CreditWise and a different score through Self, for example, that's why. While both of these sites use a VantageScore model, CreditWise pulls from TransUnion, while Self pulls credit score data from Experian.

Why do lenders look at credit reports responses? ›

Along with many other pieces of information, potential lenders, and creditors – including credit card companies, mortgage lenders and auto lenders – may use your credit scores and credit history to help make lending decisions. These companies want to know how likely you are to pay the money they lend back as agreed.

Does self-rent reporting work? ›

Especially since Self only reports bills to TransUnion while rent payments are reported to all three Credit Bureaus. “Self's rent reporting provides a simple and free option for renters to benefit from paying their biggest expense each month and to work towards a more secure financial foundation.”

Is self-financial legit? ›

Most negative reviews cite poor customer service, issues retrieving funds after completing the loan, and high fees. The BBB has put out an alert on Self over the numerous reports of fraud and difficulty receiving payments coming from consumers.

Which credit score do lenders actually use? ›

For the majority of lending decisions most lenders use your FICO score. Calculated by the data analytics company Fair Isaac Corporation, it's based on data from credit reports about your payment history, credit mix, length of credit history and other criteria.

What are the downsides of self credit builder? ›

Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval.

How fast can you build credit with self? ›

Self reports your payments to the three major credit bureaus, Equifax, Experian and TransUnion. Any late payments will hurt the credit you are trying to build. After about six months, your repayment activity should generate a FICO score if you didn't already have one; your VantageScore can be generated sooner.

What FICO score is used for personal loans? ›

For other types of credit, such as personal loans, student loans and retail credit, you'll likely want to know your FICO® Score 8, which is the score most widely used by lenders.

Does paying more on self build credit faster? ›

With the Self Credit Builder Account, you can typically choose to deposit $25, $35, $48 or $150 per month over a 24-month term (length may vary). However, taking on a larger loan doesn't necessarily mean you'll build or rebuild your credit faster.

How far back do lenders look at credit history? ›

There are many factors that lenders consider when looking at your credit history, and each one is different. The typical timeframe is the last six years.

Which type of loan is typically easier to get? ›

Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with essentially no approval requirements typically charge the highest interest rates and loan fees.

How to cancel self-financial inc? ›

Call 877-883-0999 and choose option 1.

Can I cancel my self-lender early? ›

If you decide to close your account before it's paid off, you can access the money in the CD, minus fees and interest, and the amount you still owe. Self offers two-year terms for four different monthly payment options.

Who is Sunrise bank affiliated with? ›

Sunrise Banks is a principal member of the Visa, Mastercard, and Discover networks. We develop strong partnerships with program managers that seek to deliver reloadable gift, payroll, incentive, and general purpose prepaid card programs. However, we know it isn't all about plastics.

What is self-financial lead BA? ›

Lead Bank is a community bank based in Kansas City that partners with Self Financial to bring you certain Self accounts.

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